烂尾楼,又称为烂尾建筑,是指工程已开始,在半途因故停止而未能完成的建筑物。烂尾建筑起因通常是因为开发商(私人或政府)缺乏足够资金,无力完成工程。
Unfinished buildings, also known as unfinished buildings, refer to buildings that have been started but stopped halfway due to some reasons and have not been completed. The cause of unfinished buildings is usually that the developer (private or government) lacks sufficient funds and is unable to complete the project.
此外,还有因为产权发生纠纷、工程品质不合格等原因而停工的项目,也算作烂尾建筑。烂尾楼则指烂尾工程中的楼宇建筑。烂尾楼也引申出了“烂尾”小说、电视剧、动画或漫画,指故事半途而废或草草了结。
In addition, there are projects that have been suspended due to property rights disputes, substandard engineering quality, etc., which are also considered unfinished buildings. Unfinished buildings refer to buildings in unfinished projects. Unfinished buildings also extend to “unfinished” novels, TV series, animations or comics, which means that the story is abandoned halfway or hastily ended.
烂尾楼的危害
由于房地产是资金密集型行业,因此,烂尾楼往往占用了大量的资金,包括大量借贷资金。因此,银行往往是最大的债权人,也是最大的直接受损者。银行不但损失利息收入,还很有可能损失本金,成为银行的不良资产。
烂尾楼还有破坏城市形象,浪费土地资源,以致破坏投资者信心等危害。并且,由于房地产需耗用大量环境资源,因此烂尾楼会造成严重的环境污染与环境资源浪费,而且不能创造效益。
Hazards of unfinished buildings
Since real estate is a capital-intensive industry, unfinished buildings often occupy a large amount of funds, including a large amount of borrowed funds. Therefore, banks are often the largest creditors and the largest direct victims. Banks not only lose interest income, but are also likely to lose principal and become non-performing assets of banks.
Unfinished buildings also have the hazards of damaging the image of the city, wasting land resources, and even undermining investor confidence. Moreover, since real estate consumes a large amount of environmental resources, unfinished buildings will cause serious environmental pollution and waste of environmental resources, and will not create any benefits.